Table of Content
Find the mortgage loan that fits your lifestyle, current financial situation and future plans. The loans are made available at various maturities, and some have embedded options. Each FHLB has the mandate to choose fixed or variable interest rates of its advances and the collateral haircut of its members. The loans are over-collateralized, considered relatively safe, and mainly used for housing finance, asset-liability management and funding mortgages.

Ameris Bank doesn’t advertise its interest rates online, so if you’re interested in applying for a mortgage, we recommend contacting the bank and speaking with a loan officer. As always, be sure to compare quotes from a few different lenders to find the best interest rate and terms for your situation. Kat Aoki is a writer at Finder focusing on cryptocurrency, mortgages and personal finance products. Since 2011, she’s written hundreds of thoughtful and informative articles to help consumers make better decisions with their money. She’s well versed in working with leading brands in the finance and mortgage industry, including AMEX, Citibank and RealEstate.com.au. She earned a BS in Business Administration and Marketing from California State University and enjoys travel, hiking and yoga in her spare time.
What types of mortgages can I get through Ameris Bank?
Find pro tips and tools for buying, building and refinancing. Learn about the different home loan options available, mortgage terms and the impact certain decisions can have on your mortgage. Mortgage lendersto reduce time and optimise the mortgage loan experience. Finder.com is an independent comparison platform and information service that aims to provide you with information to help you make better decisions.

While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site.
Excellent Customer Service
Clients can use the same Ameris trusted and secure platform that they used to apply for their mortgage to complete their closing docs online. So even if your holiday plans change, your closing date does not have to. At home or abroad, simply login to our secure portal to access your documents.
In 2020, Ameris Bank financed $23 billion in home loans. You’ll need to contact the bank or apply for a loan to view your rates. Ameris Bank has positive customer ratings, with borrowers reporting being happy with their loan officers’ services.
Looking for a new mortgage or want to remortgage?
Go to the loan officer’s personal web page and select Apply Now. We offer fixed rate mortgages, adjustable-rate mortgages , Federal Housing Administration loans, U.S. Department of Agriculture loans, construction loans, basically a loan to meet any goal. Once the mortgage lender has received the required payment order documents, they will pay out the loan. “Simply put, my wife and I would not have our dream home without the help of LoanLink and Başar. Although our personal/financial situation was less than ideal, Başar was able to secure us an extremely favourable loan.

Not only do they provide unbiased guidance in your mortgage decision, they also offer free real estate valuation and mortgage pre-approval service. If you’re looking for a Southeast-based lender with an extensive branch network and multiple financial products under one roof, Ameris Bank could be a good choice. Besides home loans and HELOCs, the bank offers checking and savings accounts, credit cards and retirement and investment planning services, plus financial services for businesses. Jesse Esqueda has been in the mortgage industry for the past 13 years. Experience and a strong commitment to outstanding customer service are the reasons for Jesse's success as a mortgage banker. Jesse views being a loan originator as relationship building and wants to help all buyers achieve their goals.
Although the FHLBank System is government-sponsored, the consolidated obligations are not government-insured. Even so, FHLBanks get certain privileges, such as raising funds at rates above Treasury-issued comparable obligations. Demonstrate that the character of management is consistent with sound and economical home financing. Support residential mortgage lending and community-related investment. However, you can make payments online using the Ameris Bank online payment portal.
Your home loan is approved, the inspections are complete, and all your documents are ready. Get one month of payroll services free with Paychex®.
Preapproval in minutes and closing in as little as 3 weeks with no origination fees. Get two loans with one application for financing the construction of a new home on your land. Provides up to 100% financing for doctors, physician’s assistants, dentists, chiropractors, pharmacists and more.

In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time. To become an FHLBank System member, a financial institution must purchase stock proportionate to its mortgage holdings and assets. Therefore, only thrift institutions, insurance companies, credit unions and other financial institutions can become FHLB members. The FHLBank System is a government-sponsored but privately-funded liquidity facility created during the Great Depression. It comprises 11 regional FHLBanks, which act as a source of liquidity to over 8,000 member financial institutions. The member financial institutions consist of commercial banks, credit unions, insurance companies and thrifts.
We may receive payment from our affiliates for featured placement of their products or services. We may also receive payment if you click on certain links posted on our site. Finder monitors and updates our site to ensure that what we’re sharing is clear, honest and current.

While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. Finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services.
The lending expertise you need and the care to go the extra mile - that's what you get from Ameris Bank's mortgage bankers. Commercial cards provide features and flexibility that personal and small business credit cards can’t match. The mortgage approval is a binding document which certifies that your lender will support you with the funding.